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UCare Medicare Supplement Plans

Get protection from unexpected medical costs with a UCare Medicare Supplement Plan paired with Original Medicare. Our Medicare experts can help you choose the right plan for your needs.

Call UCare at 1-866-888-6912.

A plan for wherever life takes you

UCare Medicare Supplement Plans protect you from costly out-of-pocket expenses on copays, coinsurance and deductibles that Medicare doesn't cover. Also called Medigap, these plans offer financial predictability on health care costs and flexibility in choosing where you get care — for wherever life takes you.

Features our members love

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No network

See any Medicare provider nationwide, in your community and on the road, with no referral needed.

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Low to no medical bills

With low to no medical bills when you get care, feel confident you’re protected against surprise medical expenses.

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Guaranteed renewable policy

You can keep your plan throughout your life as long as you continue to pay the premium. Your coverage won’t change annually.

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Lower premiums

Get some of the lowest Medicare Supplement premiums in Minnesota.

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Plenty of extras

Get a no-cost fitness membership, hearing aid discounts and tobacco cessation tools.

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Local customer service

Make the most of your benefits with help from people who care.

Find your plan fit

UCare has three Medicare Supplement plans in Minnesota with varying benefit levels. The level of benefits you need and how much you want to pay monthly vs. when you get care determines which plan may fit you best.

 

UCare $20/$50 Copay Medicare Supplement

A good fit if you're unsure how frequently you'll go to the doctor or don't go often.

  • Lower monthly premium with some out-of-pocket costs
  • You pay copays for doctor and emergency visits (Part B)

 

UCare Basic Medicare Supplement 

A plan with mid-range coverage and premiums — making it a great option if you go to the doctor more frequently.

  • Add optional coverage (riders) to maximize your benefits
  • No copays or coinsurance for doctor or hospital visits when you select all riders

 

UCare Extended Basic Medicare Supplement

A plan with richer coverage and higher premiums, which makes it an ideal choice if you go to the doctor frequently or travel internationally.

  • Plan pays 100% of covered services outside of the U.S. after you spend $1,000 in out-of-pocket costs
  • Non-emergency international travel coverage

 

See 2025 rates


Take the next steps in choosing a plan

Get a free information kit

Review UCare Medicare Supplement Plan information we'll send by mail.  

Compare plan options

Get a side-by-side look at our Medicare Supplement plan coverage, benefits, and cost.