UCare Medicare Advantage plans
Our Medicare Advantage plans come with a wide network of providers and extras like dental benefits. With UCare, you get a plan that works for your health and budget.
Large provider network
- 97% of Minnesota medical clinics and hospitals in network**
- No referrals needed to see a specialist
- In-network coverage at participating providers nationwide
Health plans with benefits
Dental, vision and more
Get the extras you want including dental, prescription eyewear and hearing aids. Select plans come with a benefit allowance.
Fitness membership
Enroll in a gym membership at no additional cost with access to tools to help improve your health and stay fit.
$0 prescriptions
Pay no copays on preferred generic medications and get the convenience of bundling your Medicare Part D drug coverage in one plan.
$0 Mental health
We offer $0 copays for mental health care on all Medicare plans to help support your well-being in every area of your health.
Over-the-counter allowance
Save money with an allowance to spend on qualifying items like cough drops, first aid supplies, pain relief and toothpaste.
Healthy Benefits+ Visa® card
No paperwork, just use your card to purchase prescription eyewear, buy over-the-counter health items, use your grocery discounts or spend your rewards.
Health plans designed with you in mind
UCare with Essentia Health
UCare and Essentia Health have come together to offer EssentiaCare, a Medicare Advantage plan in northern Minnesota and northwestern Wisconsin offering all the care you need in one health system.
Plans for nursing home care
Are you an adult with Medicare living in a nursing home, assisted living facility or memory care facility? If you answered yes, we have a health plan designed especially for you.
UCare Advocate Choice and UCare Advocate Plus
UCare Medicare Group Plans
With our Medicare Group plans, we help retirees plan for their future. We pride ourselves on de-complicating Medicare and working hard to help retirees get the coverage they need at an affordable rate.
Tools to learn more
With UCare by your side, you get figure‑outers who can help you choose the right level of health coverage. Call us at 612‑676‑3500.
Learn the basics of Medicare
If you're new to Medicare, get started with the four parts of Medicare and what they cover.
Medicare de‑complicator guide
Get a guide to learn the essentials that will make your Medicare decision easier.
Medicare coverage quiz
Take this quiz to discover if Original Medicare, Medicare Advantage or Medicare Supplement is right for you.