Medicare Advantage plans made for you
Our 2025 Medicare plans are loaded with benefits, cost savings and flexibility — designed to fit your life and budget.
Medicare Annual Enrollment is Tues. Oct. 15 – Sat. Dec. 7.
Find your fit
Need health insurance? We’re your friendly figure-outers, here to help you sort through the details and find a UCare plan that fits your life and budget.
![woman and girl on the playground](https://media.ucare.org/-/media/images/lifestyle/medicarewomangirlplayground767x500.jpg?rev=d1deac2e573c48599e895cb58508ac7d&h=500&w=767&la=en&hash=3692CE727D419A8D4D636AA5C6BDD553)
Medicare plans
UCare offers a range of Medicare plans designed to meet your needs. Our plans have most Minnesota providers in network, plus access to out-of-state providers at in-network rates with the MultiPlan Network.
Medicare plans
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Individual and family plans
UCare offers flexible plans that help you live well and stay well. A mix of plan options with varying levels of premiums, cost sharing and networks make it easy to get the care you need.
Individual and family plans
![guy and bike](https://media.ucare.org/-/media/images/lifestyle/sppconnectconnectplusguybike767x500.jpg?rev=6ca4ea2745794c5ea3f48d2e0e288f87&h=500&w=767&la=en&hash=847D3435F5D240869004813EAFE815DE)
Medicaid plans
UCare has plans for people of all ages with lower incomes, people with disabilities and those who qualify for a dual plan (Medicare and Medicaid benefits combined). No matter your income, we have a plan for you.
Medicaid plans
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UCare has been helping people access health care since 1984.
We're an independent nonprofit offering health coverage across Minnesota and western Wisconsin. Our people powered team works hard to fulfill our mission, improving the health of our members through our values of integrity, community, quality, flexibility and respect.
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News and updates
October 2024
2025 MEDICARE PLANS ARE HERE
What’s new for UCare’s 2025 Medicare plans? More of the same – an extensive provider network, flexible options, affordable premiums, allowances for vision/dental/hearing aids and UCare people power here to help.
June 2024
UCARE CELEBRATES 40 YEARS WITH 40 ACTS OF COMMUNITY SERVICE
From its humble origins in 1984 as a demonstration project serving fewer than 100 Medicaid recipients, UCare has grown to become a leading Medicaid, Medicare and Individual & Family plan provider. UCare also was recognized ― for the 15th year! ― as a Star Tribune Top 200 Workplace.
April 2024
UCARE IS THE HIGHEST RANKED TOP WORKPLACES USA 2024 HEALTH PLAN
The award celebrates nationally recognized companies that make the world a better place to work together by prioritizing a people-centered culture and giving employees a voice. UCare was 1 of only 6 health plans to make the list and the highest ranked plan in Minnesota and nationally!
October 2023
UCare opens new Duluth office
Walk-ins are welcome at our new Duluth office location, 325 W Central Entrance, Suite 200 … next to Starbucks. Get all your Medicare questions answered during open enrollment, Oct. 15 – Dec. 7.