UCare Medicare Supplement Plans
UCare Medicare Supplement Plans help pay for costs Original Medicare doesn’t cover. Explore our plans and find the one that’s right for you.
Call to enroll 1-833-276-1188
Plans that fit your lifestyle
UCare offers some of the lowest-cost Medicare Supplement (Medigap) plans statewide to help you pay for costs Original Medicare Part A and Part B doesn’t cover, like copays, coinsurance and deductibles. You can see any provider who accepts Medicare nationwide, and contact our people-powered customer service whenever you have a question.
Features our members love
- No network: See any Medicare provider, no referrals needed
- Goes where you go: You’re covered anywhere in the United States when you visit any doctor that accepts Medicare
- Stay active: One Pass fitness program offers a basic membership at over 24,000 clubs for no cost, plus brain training and online classes
- Quit tobacco: Programs to help you stop using nicotine
- Hearing aid discounts: Access to special pricing as a UCare member
- Guaranteed renewable policy: Your plan and benefits are guaranteed as long as you pay the premium
Medicare Supplement plans don’t include Medicare Part D outpatient prescription drug coverage. If you want prescription drug coverage, you’ll need to purchase a stand-alone Part D plan.
UCare Medicare Supplement Plans Outlines of Coverage
$212 monthly premium for non-tobacco users
$244 monthly premium for tobacco users
After Medicare pays its share, your plan covers:
- Part A inpatient hospitalization, after you meet the deductible
- Skilled nursing facility care up to 100 days per benefit period
- Part B eligible expenses, after you meet the deductible
- 80% of covered charges for emergency care while traveling outside U.S.
- First three pints of blood
- 100% of Part B charges for covered immunizations and routine screenings
- Cost sharing for eligible Part A hospice and respite care expenses
- One Pass fitness program, including gym membership, online classes, at-home fitness kits, brain training and social events
- Optional riders available for Medicare Part A inpatient hospital deductible, Medicare Part B deductible (only available to those eligible for Medicare prior to 1/1/2020), Part B excess charges and preventive medical care (non-Medicare covered)
See the 2024 Outline of Coverage (PDF)
See the 2025 Outline of Coverage (PDF)
2025 rates (coming soon)
Without Part B deductible
$259 monthly premium for non-tobacco users
$298 monthly premium for tobacco users
With Part B deductible (for those eligible for Medicare before 01/01/2020)
$278 monthly premium for non-tobacco users
$317 monthly premium for tobacco users
Includes:
- Part A inpatient hospitalization, after you meet the deductible
- Skilled nursing facility care up to 100 days per benefit period
- Part B eligible expenses, after you meet the deductible
- 80% of covered charges for emergency care while traveling outside U.S.
- First three pints of blood
- 100% of Part B charges for covered immunizations and routine screenings
- Cost sharing for eligible Part A hospice and respite care expenses
- One Pass fitness program, including gym membership, online classes, at-home fitness kits, brain training, and social events
- Medicare Part A deductible
- Annual physical and/or preventive services (up to $120 maximum)
- 80% of covered charges for medical care while traveling outside U.S.
- 100% coverage after you spend $1,000 out-of-pocket costs for a calendar year
See the 2024 Outline of Coverage (PDF)
See the 2025 Outline of Coverage (PDF)
2025 rates (coming soon)
$200 monthly premium for non-tobacco users
$230 monthly premium for tobacco users
Includes:
- Part A inpatient hospitalization, after you meet the deductible
- Skilled nursing facility care up to 100 days per benefit period
- Part B eligible expenses, after you meet the deductible
- 80% of covered charges for emergency care while traveling outside U.S.
- First three pints of blood
- 100% of Part B charges for covered immunizations and routine screenings
- Cost sharing for eligible Part A hospice and respite care expenses
- One Pass fitness program, including gym membership, online classes, at-home fitness kits, brain training, and social events
- Part A coinsurance and inpatient hospital stay up to 365 days after Medicare benefits are used up
- $20 office visit (primary care, specialists, chiropractic and podiatry)
- $50 emergency room visit (waived if admitted to hospital)
- Immunizations (flu, pneumonia and hepatitis B)
See the 2024 Outline of Coverage (PDF)
See the 2025 Outline of Coverage (PDF)
2025 rates (coming soon)
Compare all UCare Medicare Supplement Plans
Download the 2024 UCare Medicare Supplement Plans comparison chart.